Wise
    Provider · Fintech · Retail rates · 68 corridors

    Wise exchange rates

    Wise (fintech / PSP; retail rates) quotes 68 corridors Modan tracks; as of 7 Sep 2026, 10:50 UTC it has the best executable quote on 50 of them. Open a corridor for the full provider table, the independent mid and Wise's history there.

    Website: wise.comTransfer time: Within minutesBest executable quote on 50 of 68 corridors

    Wise on every corridor

    CorridorRateRankvs bestObserved
    USDGHS11.3850#10 / 16−256.6 bps7 Sep 2026, 09:35 UTC
    GBPGHS15.4107#4 / 16−253.2 bps7 Sep 2026, 09:35 UTC
    USDNGN1,363.64#3 / 15−395.2 bps7 Sep 2026, 08:41 UTC
    GBPNGN1,846.44#2 / 14−181.5 bps7 Sep 2026, 08:41 UTC
    GBPKES175.13#2 / 13−3.8 bps7 Sep 2026, 10:35 UTC
    USDKES129.40#2 / 13−231.0 bps7 Sep 2026, 08:41 UTC
    GBPXOF763.99#2 / 12−24.0 bps7 Sep 2026, 09:20 UTC
    USDXOF564.24#3 / 12−195.2 bps7 Sep 2026, 09:05 UTC
    CADGHS8.2354#2 / 8−5.6 bps7 Sep 2026, 09:35 UTC
    CADKES93.6155#2 / 7−265.6 bps7 Sep 2026, 08:41 UTC
    CADNGN986.54#3 / 7−251.5 bps7 Sep 2026, 08:41 UTC
    CADXOF408.23#2 / 7−268.7 bps7 Sep 2026, 09:20 UTC
    GHSNGN119.78#3 / 5−946.0 bps7 Sep 2026, 09:35 UTC
    NGNGHS0.008349#2 / 5−48.9 bps7 Sep 2026, 09:35 UTC
    NGNKES0.094893#1 / 5best7 Sep 2026, 08:41 UTC
    KESNGN10.5382#2 / 4−574.1 bps7 Sep 2026, 08:41 UTC
    AEDGHS3.0960#3 / 3−81.1 bps7 Sep 2026, 08:41 UTC
    KESGBP0.005710#1 / 3best7 Sep 2026, 10:35 UTC
    KESUSD0.007728#1 / 3best7 Sep 2026, 08:41 UTC
    NGNGBP0.000542#1 / 3best7 Sep 2026, 10:05 UTC
    NGNUGX2.7692#1 / 3best7 Sep 2026, 10:05 UTC
    NGNUSD0.000733#1 / 3best7 Sep 2026, 08:41 UTC
    NGNXOF0.413766#1 / 3best7 Sep 2026, 09:05 UTC
    GHSGBP0.064890#1 / 2best7 Sep 2026, 09:35 UTC
    GHSKES11.3658#1 / 2best7 Sep 2026, 09:35 UTC
    GHSUGX331.83#1 / 2best7 Sep 2026, 09:20 UTC
    GHSUSD0.087835#1 / 2best7 Sep 2026, 09:35 UTC
    GHSXOF49.5737#1 / 2best7 Sep 2026, 09:35 UTC
    KESCAD0.010683#1 / 2best7 Sep 2026, 08:41 UTC
    KESGHS0.087983#2 / 2−8.7 bps7 Sep 2026, 09:35 UTC
    KESUGX29.1822#1 / 2best7 Sep 2026, 10:05 UTC
    NGNCAD0.001013#1 / 2best7 Sep 2026, 10:50 UTC
    NGNEGP0.037378#1 / 2best7 Sep 2026, 09:35 UTC
    UGXKES0.034267#1 / 2best7 Sep 2026, 10:05 UTC
    XOFGBP0.001309#1 / 2best7 Sep 2026, 09:20 UTC
    XOFGHS0.020172#1 / 2best7 Sep 2026, 09:35 UTC
    XOFNGN2.4168#2 / 2−95.0 bps7 Sep 2026, 09:05 UTC
    XOFUSD0.001772#1 / 2best7 Sep 2026, 09:05 UTC
    GHSCAD0.121427#1 / 1best7 Sep 2026, 09:35 UTC
    GHSDZD11.6902#1 / 1best7 Sep 2026, 10:35 UTC
    GHSEGP4.4739#1 / 1best7 Sep 2026, 10:50 UTC
    GHSMAD0.823360#1 / 1best7 Sep 2026, 10:50 UTC
    GHSTND0.255389#1 / 1best7 Sep 2026, 10:35 UTC
    GHSZAR1.4034#1 / 1best7 Sep 2026, 10:35 UTC
    KESDZD1.0285#1 / 1best7 Sep 2026, 10:35 UTC
    KESEGP0.393895#1 / 1best7 Sep 2026, 09:35 UTC
    KESMAD0.072510#1 / 1best7 Sep 2026, 09:35 UTC
    KESRWF11.3726#1 / 1best7 Sep 2026, 09:20 UTC
    KESTND0.022470#1 / 1best7 Sep 2026, 10:35 UTC
    KESTZS20.4606#1 / 1best7 Sep 2026, 08:41 UTC
    KESXOF4.3603#1 / 1best7 Sep 2026, 09:05 UTC
    KESZAR0.123439#1 / 1best7 Sep 2026, 10:20 UTC
    NGNDZD0.097601#1 / 1best7 Sep 2026, 10:35 UTC
    NGNMAD0.006881#1 / 1best7 Sep 2026, 09:35 UTC
    NGNTND0.002132#1 / 1best7 Sep 2026, 10:35 UTC
    NGNZAR0.011717#1 / 1best7 Sep 2026, 10:35 UTC
    RWFKES0.087930#1 / 1best7 Sep 2026, 09:20 UTC
    TZSKES0.048875#1 / 1best7 Sep 2026, 08:41 UTC
    XOFCAD0.002450#1 / 1best7 Sep 2026, 09:05 UTC
    XOFDZD0.235832#1 / 1best7 Sep 2026, 10:35 UTC
    XOFEGP0.090279#1 / 1best7 Sep 2026, 09:05 UTC
    XOFKES0.229329#1 / 1best7 Sep 2026, 09:05 UTC
    XOFMAD0.016623#1 / 1best7 Sep 2026, 08:41 UTC
    XOFTND0.005152#1 / 1best7 Sep 2026, 10:35 UTC
    XOFUGX6.6909#1 / 1best7 Sep 2026, 10:05 UTC
    XOFZAR0.028312#1 / 1best7 Sep 2026, 10:50 UTC
    ZARKES8.1012#1 / 1best7 Sep 2026, 10:20 UTC
    ZARNGN85.3454#1 / 1best7 Sep 2026, 10:35 UTC

    Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. "Best" is the best executable quote; official and parallel reference prints are shown on the corridor pages but never ranked.

    Get this by API

    curl "https://modan.io/api/v1/rates/provider?provider=wise" \
      -H "X-API-Key: YOUR_KEY"

    Every corridor and current rate Wise quotes. Free key on signup, 50 requests a day. See the API documentation.

    Frequently asked questions

    Which corridors does Wise quote?
    USD→GHS, GBP→GHS, USD→NGN, GBP→NGN, GBP→KES, USD→KES, GBP→XOF, USD→XOF, CAD→GHS, CAD→KES, CAD→NGN, CAD→XOF and 56 more as of 7 Sep 2026, 10:50 UTC. Each links to a page with Wise's quote, its rank among every provider on that corridor, and its history.
    Does Wise have the best exchange rate?
    As of 7 Sep 2026, 10:50 UTC, Wise has the best executable quote on 50 of the 68 corridors it quotes (NGN→KES, KES→GBP, KES→USD, NGN→GBP and 46 more). On the others its quote sits between 3.8 and 946.0 bps below the best executable rate. "Best" always means the best executable quote — reference prints are never ranked.
    How often is Wise's rate updated?
    Modan re-checks each provider's published rate roughly every 15 minutes; every observation is timestamped and kept, so the history is append-only. The latest Wise observation is from 7 Sep 2026, 10:50 UTC.
    How do I get Wise's rates by API?
    GET https://modan.io/api/v1/rates/provider?provider=wise returns every corridor and current rate Wise quotes; GET https://modan.io/api/v1/rates?from=GBP&to=NGN returns one corridor with every provider, Wise included. A free key allows 50 requests a day, and the MCP server at https://modan.io/api/mcp serves the same data to AI agents.

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