NGN to GHS exchange rate
The Nigerian naira to Ghanaian cedi rates 5 named providers actually quote for NGN→GHS, each with its spread in basis points and an independent mid to benchmark against. Timestamped, append-only, and available over a free JSON API.
| Provider | Rate 1 NGN → GHS | Spread | Fee | Updated |
|---|---|---|---|---|
| 0.008390 | 0.0 bps | — | 7 Sep 2026, 10:31 UTC | |
Wise | 0.008349 | −48.9 bps | — | 7 Sep 2026, 09:35 UTC |
Bank9ja | 0.008173 | −258.6 bps | — | 7 Sep 2026, 10:31 UTC |
SendApp | 0.008151 | −284.9 bps | 10 NGN | 7 Sep 2026, 10:31 UTC |
| 0.007558 | −991.7 bps | — | 7 Sep 2026, 10:31 UTC |
Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Spread is basis points below the best provider of the same rate type in this corridor (0 = best).
About the NGN→GHS corridor
As of 7 Sep 2026, 10:31 UTC, the best executable NGN→GHS rate among the 5 providers Modan tracks is 0.008390 GHS per NGN, quoted by Eversend (retail rate). The median executable quote is 0.008173, and the gap between the best and the worst executable quote is 991.7 bps.
Get this corridor by API
curl "https://modan.io/api/v1/rates?from=NGN&to=GHS" \ -H "X-API-Key: YOUR_KEY"
Free key on signup, 50 requests a day. The same data is served to AI agents by the MCP server at modan.io/api/mcp. See the API documentation.
Frequently asked questions
- What is the NGN to GHS exchange rate today?
- As of 7 Sep 2026, 10:31 UTC, the best executable NGN→GHS rate Modan observed is 0.008390 GHS per NGN, quoted by Eversend. 5 providers quote this corridor; each provider's own rate, fee and spread are listed on this page. Rates are re-checked roughly every 15 minutes.
- Which provider has the best NGN to GHS rate?
- Eversend, at 0.008390 GHS per NGN as of 7 Sep 2026, 10:31 UTC. "Best" means the best executable quote: official and parallel reference prints are shown but never ranked, because nobody can transact at them.
- How is the spread on NGN→GHS calculated?
- Spread is the distance in basis points between a provider's rate and the best rate of the same rate type on the corridor at that moment (0 bps = best). vs Mid is a separate measure: the distance from an independent mid-market reference that is refreshed hourly.
- How do I get NGN to GHS rates by API?
- Call GET https://modan.io/api/v1/rates?from=NGN&to=GHS with an X-API-Key header. A free key allows 50 requests a day; the same data is available to AI agents through the MCP server at https://modan.io/api/mcp.


