USD to GHS exchange rate
The US dollar to Ghanaian cedi rates 17 named providers actually quote for USD→GHS, each with its spread in basis points and an independent mid to benchmark against. Timestamped, append-only, and available over a free JSON API.
| Provider | Rate 1 USD → GHS | Spread | Fee | Updated |
|---|---|---|---|---|
 MightyBest | 11.6848 | 0.0 bps | — | 7 Sep 2026, 08:07 UTC |
 Grey | 11.5973 | 0.0 bps | — | 7 Sep 2026, 10:31 UTC |
 Accrue | 11.5700 | −23.5 bps | 2 USD | 7 Sep 2026, 10:31 UTC |
 Eversend | 11.4500 | −127.0 bps | — | 7 Sep 2026, 10:31 UTC |
 LemFi | 11.3900 | −178.7 bps | — | 7 Sep 2026, 08:41 UTC |
 Nala | 11.3900 | −178.7 bps | — | 7 Sep 2026, 08:41 UTC |
 Sendwave | 11.3900 | −178.7 bps | — | 7 Sep 2026, 08:41 UTC |
 TapTap Send | 11.3900 | −178.7 bps | — | 7 Sep 2026, 09:20 UTC |
 WorldRemit | 11.3900 | −178.7 bps | — | 7 Sep 2026, 08:41 UTC |
 Wise | 11.3850 | −183.1 bps | 13.01 USD | 7 Sep 2026, 09:35 UTC |
 Pay Angel | 11.3500 | −213.2 bps | — | 7 Sep 2026, 08:41 UTC |
 Bank of Ghana | 11.3400 | Official · ref | — | 4 Sep 2026, 14:26 UTC |
 Remitly | 11.3330 | −227.9 bps | 0.99 USD | 7 Sep 2026, 10:50 UTC |
 GCB Bank (Ghana) | 11.1000 | −428.8 bps | — | 4 Sep 2026, 14:26 UTC |
 Zenith Bank (Ghana) | 11.0000 | −515.0 bps | — | 4 Sep 2026, 14:26 UTC |
 SendApp | 10.9338 | −572.1 bps | — | 7 Sep 2026, 10:31 UTC |
 Western Union | 10.4913 | −953.7 bps | — | 7 Sep 2026, 09:20 UTC |
Spread is measured within a rate type. Official and parallel prints are shown for reference — real, and not obtainable — and are never ranked as the best rate.
Rates are timestamped, append-only observations of what each named provider quotes — not interpolated mids. Spread is basis points below the best provider of the same rate type in this corridor (0 = best).
About the USD→GHS corridor
As of 7 Sep 2026, 10:50 UTC, the best executable USD→GHS rate among the 17 providers Modan tracks is 11.6848 GHS per USD, quoted by Mighty (p2p rate). The median executable quote is 11.3900, and the gap between the best and the worst executable quote is 1021.4 bps.
Bank of Ghana (official) publishes a reference rate on this corridor. Reference prints are shown and labelled but never ranked as the best available rate, because they are not prices a customer can transact at.
Get this corridor by API
curl "https://modan.io/api/v1/rates?from=USD&to=GHS" \ -H "X-API-Key: YOUR_KEY"
Free key on signup, 50 requests a day. The same data is served to AI agents by the MCP server at modan.io/api/mcp. See the API documentation.
Frequently asked questions
- What is the USD to GHS exchange rate today?
- As of 7 Sep 2026, 10:50 UTC, the best executable USD→GHS rate Modan observed is 11.6848 GHS per USD, quoted by Mighty. 17 providers quote this corridor; each provider's own rate, fee and spread are listed on this page. Rates are re-checked roughly every 15 minutes.
- Which provider has the best USD to GHS rate?
- Mighty, at 11.6848 GHS per USD as of 7 Sep 2026, 10:50 UTC. "Best" means the best executable quote: official and parallel reference prints are shown but never ranked, because nobody can transact at them.
- How is the spread on USD→GHS calculated?
- Spread is the distance in basis points between a provider's rate and the best rate of the same rate type on the corridor at that moment (0 bps = best). vs Mid is a separate measure: the distance from an independent mid-market reference that is refreshed hourly.
- How do I get USD to GHS rates by API?
- Call GET https://modan.io/api/v1/rates?from=USD&to=GHS with an X-API-Key header. A free key allows 50 requests a day; the same data is available to AI agents through the MCP server at https://modan.io/api/mcp.